Disclaimer

Last updated: July 25, 2026

Please read this Disclaimer carefully before using SIPNP (sipnp.com). By using this website, you agree to these terms.

Educational purpose only

I’m Basanta Limbu. I built this SIPNP site to help people in Nepal o learn about SIPs, mutual funds, deposits, and basic planning through free calculators and articles. Everything here is for general education and illustration.

SIPNP.com is not a bank, capital and investment banking, stock broker, or licensed investment company. So, I do not execute trades, open accounts for you, or manage your money.

No personalized advice

All the Calculator outputs, articles, SIP tutorials, fund directory information, and NAV figures are not recommendations to buy, sell, or hold any security or scheme. Your situation (income, goals, risk comfort, tax status) is unique. So, for advice about your money, consult a qualified professional investment banker and read official scheme documents provided by the issue managers of each SIP scheme.

No guarantees

Mutual fund investments are subject to market risks. Past performance does not guarantee future results. Projected maturity values depend on assumptions you enter (return rate, tenure, inflation, etc.). Real returns can be higher or lower — including loss of capital.

Accuracy of tools and data

I work hard to keep formulas and examples aligned with common Nepal-relevant practices, but:

  • All the Results calculated are estimated, not bank or AMC statements.
  • NAV of all Schemes and fund details may be illustrative, delayed, or manually updated, and it may take time to fetch the actual data in real time
  • Rules, tax treatment, and product features can change from time to time due to regulatory requirements.

If you find an error, email classytechstudio@gmail.com. I’ll review it as quickly as I can.

Third-party information

All the names of banks, AMCs, or SIP Schemes, and Issue Manager names that are mentioned here are for educational and informational purposes only. Mentions do not mean endorsement, partnership, or sponsorship unless I clearly say so.

Limitation of liability

To be clear and frank, I am not liable for any decisions you make based on this website. Also, I am not responsible for any loss arising from the use of our calculators, tutorials, content, or linked-party sites. So, I request you to use SIPNP at your own judgment.

Your responsibility

Before starting to invest in SIP and mutual funds, verify details with your manager, consult the expert issuer, AMC, or distributor; read the prospectus properly before starting/applying/investing; and understand fees, risks, and exit loads.

— Basanta Limbu

Creator, SIPNP

Belbari, Nepal