Strategy comparison

SIP vs Lumpsum

Same expected return, two ways to invest — see which path builds more wealth and when SIP still wins for real life.

रू
रू

Fair compare: lumpsum = monthly SIP × months. Or enter any cash you have today.

%

Same assumed return for both paths (illustrative).

Comparing strategies…
Higher maturity value रू 0
SIP maturity रू 0
Lumpsum maturity रू 0
Wealth gap रू 0
SIP wealth gain रू 0
Lumpsum wealth gain रू 0

Verdict

Suggestions

    Year-wise comparison
    YearSIP balanceLumpsum balanceLeader

    SIP: FV = P × [((1+i)^n − 1) / i] × (1+i). Lumpsum: FV = P × (1+i)^n. Same assumed return for both. Markets are not linear — SIP reduces timing risk; lumpsum can win if invested early in a rising market. Educational only.