Fixed Deposit

FD Calculator

Estimate fixed deposit maturity with Nepal TDS and optional interest-on-interest in savings.

Interest payout

Cumulative compounds inside the FD. Other options pay interest out periodically.

FD compounding
रू
%

1 month to 10 years. Banks often require full quarters for payout FDs.

%

Nepal bank FD TDS for natural persons is typically 6% of interest (final withholding). Editable here and in plugin settings.

Interest on interest (optional)
%

Set above 0% to include interest earned on your paid-out FD interest (e.g. savings rate). 0% = off.

Total amount at maturity रू 0
Principal रू 0
Gross interest रू 0
Net interest (after TDS) रू 0
TDS deducted रू 0
Interest on interest रू 0
Effective net yield (p.a.) 0%
Cash-flow schedule
PeriodGross int.TDSNet / balance

Illustrative estimate. Cumulative: A = P × (1 + r/m)^(m×t), then TDS on interest. Payout FDs credit periodic interest (after TDS); with IoI, net credits compound monthly at your savings rate (TDS also on savings interest). Actual bank day-count, premature withdrawal penalties, and TDS rules may differ. Confirm with your bank / IRD.