What is SIP?

What is a Systematic Investment Plan?

A Systematic Investment Plan (SIP) is a disciplined way to invest a fixed sum at regular intervals—usually monthly—into mutual funds. It is designed for investors who want long-term wealth creation without needing to time the market.

Why SIP matters in Nepal

SIP helps Nepali investors start with smaller amounts, automate investing habits, and benefit from compounding and rupee-cost averaging over time. Mutual fund SIPs are offered through regulated capital market participants.

How the SIP calculator works

The SIP calculator estimates future value based on installment amount, frequency, tenure, and expected annual return. Results are illustrative only—actual mutual fund returns vary with market conditions.

Formula: FV = P [((1+i)^n − 1) / i] × (1+i)