One of the most searched topics in SIP is the dividend history of SIP in Nepal. If you are the one who invested in SIP, then you are definitely here for the SIP Dividend History in Nepal. Here, as of now, more than 11 SIP Schemes are available, offered by more than 9 AMCs (Investment Banking or Capital Companies). So, you will eventually hear two words together: dividend and bonus. Many investors search for SIP bonus history in Nepal because they want a clear record — which open-ended scheme paid what, in which fiscal year, and under which issue manager.
I am Basanta Limbu. I built SIPNP to make this kind of information easier to understand for Nepali investors. On this page, I explain what SIP dividend means, how cash dividend and bonus units work, and then I walk you through the dividend history of all open-ended SIP schemes used for systematic investing in Nepal.
Important before you scroll: past SIP dividend history does not guarantee the same payout in upcoming years. Dividends depend on fund performance, market conditions, distributable surplus, and decisions of the fund manager after the regulatory process.
Use this page as education and reference. Always verify the latest public notice on the official issue manager website and read the scheme documents before you invest.
What is SIP dividend in Nepal?
When people ask me about the dividend history of SIPs in Nepal, I start with a clean definition. A SIP (Systematic Investment Plan) is a method of investing regularly into an open-ended mutual fund. The mutual fund holds a portfolio. If the scheme has distributable profit and the fund declares a distribution, unitholders can receive:
- Cash dividend — money credited per unit (often discussed as a percentage for that declaration period)
- Bonus units — extra units added to your holding instead of (or alongside) cash
This is why investors also search for SIP bonus history in Nepal. Bonus is not “free profit magic.” After a cash dividend, NAV often adjusts downward around the ex-dividend logic. Bonus increases unit count while value is rebalanced in line with the scheme’s accounting. Your total experience comes from NAV movement plus any dividend or bonus you actually received over the period you held units.
SIP dividend history vs total SIP return
Understanding SIP returns is not limited to SIP dividends. Your overall result also includes how NAV grew or fell over time until you held that mutual fund unit. A scheme showing an attractive dividend history this year may disappoint if NAV stayed weak until your holding period.
Similarly, a quieter dividend year doesn’t automatically mean a bad scheme. When you study the SIP Dividend History, it’s recommended that you read it together with NAV, risk category, and your time horizon, while also understanding the current NEPSE market.
Who regulates SIP Schemes, and who is the issue manager?
In Nepal, SEBON (Securities Board of Nepal) regulates mutual funds and related market activity. The day-to-day SIP scheme is managed by a licensed fund manager/issue manager (capital market institution like Nabil Investment Banking, NIC ASIA Capital, RBB Merchant Banking). Dividend and bonus declarations are announced by that issue manager through official channels after the required process. If two websites show different numbers, trust the manager’s notice and annual disclosures first.
Cash dividend, bonus units, and reinvestment
For long-term SIP investors to get maximum return on investment, it’s best to reinvest the dividend earned in SIP. I personally prefer understanding the reinvestment option clearly at signup or even later if missed. If you take cash every time, that cash leaves the scheme unless you invest it again yourself.
But if you reinvest, you usually aim to buy more units. But it doesn’t mean that this method is “always right.” It depends on whether you need cash flow or unit growth. What matters is that you choose intentionally — not by accident.
How to read a SIP dividend history table
When you compare records on this page, use these columns:
- Fiscal Year — Nepali FY label (for example FY 2080/81)
- Dividend Date — declaration / relevant notice date as recorded
- Div % — declared dividend percentage for that fiscal year by your issue manager
- Cash dividend — cash component if separately recorded
- Bonus — bonus units/bonus percentage if any
- NAV — NAV context around that period, where available
- Remark — extra note (market year, incomplete record, etc.)
Tip: do not rank schemes by one year’s Div % alone. Compare consistency across years, category, and NAV behaviour.
SIP dividend history — all major open-ended SIP schemes in Nepal
To make it easy for you, I have shared the dividend history of all SIP Schemes in Nepal. Here’s the past overview of all the open-ended SIP schemes, which may be useful for you to track the performance of all SIPs before/after investing for your decision.
| Fiscal Year | Date | Cash | Div % | Bonus | NAV | Remark |
|---|---|---|---|---|---|---|
| FY 2081/82 | July 21, 2025 | — | 7.00% | — | रू 10.67 | — |
| FY 2080/81 | August 14, 2024 | — | 25.00% | — | रू 10.42 | — |
| FY 2079/80 | July 25, 2023 | — | 4.00% | — | रू 10.53 | — |
| FY 2078/79 | August 25, 2022 | — | 7.20% | — | रू 10.35 | — |
| FY 2077/78 | July 29, 2021 | — | 50.00% | — | रू 11.2 | A massive bull market year |
| FY 2076/77 | August 7, 2020 | — | 8.25% | — | रू 11.07 | — |
| Fiscal Year | Date | Cash | Div % | Bonus | NAV | Remark |
|---|---|---|---|---|---|---|
| FY 2081/82 | August 15, 2025 | — | 9.00% | — | रू 10.4 | — |
| FY 2080/81 | July 15, 2024 | — | 5.00% | — | रू 10.53 | — |
No dividend records yet.
Newer schemes often show an empty history until the first verified declaration.
| Fiscal Year | Date | Cash | Div % | Bonus | NAV | Remark |
|---|---|---|---|---|---|---|
| FY 2081/82 | August 3, 2025 | — | 5.55% | — | रू 10.15 | — |
| FY 2080/81 | September 23, 2024 | — | 10.00% | — | रू 10.34 | — |
| FY 2079/80 | August 4, 2023 | — | 10.00% | — | रू 11.1 | — |
| FY 2078/79 | November 1, 2022 | — | 6.00% | — | रू 10.45 | — |
| FY 2077/78 | August 12, 2021 | — | 10.00% | — | रू 11.27 | — |
| Fiscal Year | Date | Cash | Div % | Bonus | NAV | Remark |
|---|---|---|---|---|---|---|
| FY 2081/82 | August 17, 2025 | — | 4.27% | — | रू 11.21 | — |
| FY 2080/81 | August 14, 2024 | — | 13.00% | — | रू 9.74 | — |
| FY 2079/80 | August 18, 2023 | — | 12.50% | — | रू 9.52 | — |
| Fiscal Year | Date | Cash | Div % | Bonus | NAV | Remark |
|---|---|---|---|---|---|---|
| FY 2080/81 | August 15, 2024 | — | 10.50% | — | रू 10.87 | — |
| FY 2079/80 | August 18, 2023 | — | 6.00% | — | रू 10.53 | — |
| Fiscal Year | Date | Cash | Div % | Bonus | NAV | Remark |
|---|---|---|---|---|---|---|
| FY 2081/82 | August 3, 2025 | — | 16.00% | — | रू 11.55 | — |
| FY 2080/81 | May 30, 2026 | — | — | — | रू 10.53 | Incomplete row — verify with official notice |
| FY 2079/80 | August 6, 2023 | — | 10.50% | — | रू 10.54 | — |
| Fiscal Year | Date | Cash | Div % | Bonus | NAV | Remark |
|---|---|---|---|---|---|---|
| FY 2081/82 | August 10, 2025 | — | 8.50% | — | रू 10.72 | — |
| FY 2080/81 | August 18, 2024 | — | 5.00% | — | रू 10.29 | — |
No dividend records yet.
Newer schemes often show an empty history until the first verified declaration.
No dividend records yet.
Newer schemes often show an empty history until the first verified declaration.
No dividend records yet.
Newer schemes often show an empty history until the first verified declaration.
How to read this table
- Fiscal Year — Nepali FY label (e.g. FY 2081/82).
- Div % — Declared dividend percentage for that event.
- Bonus — Bonus units / bonus percentage, if any.
- NAV — Net Asset Value around the dividend period.
- Total Div % — Sum of recorded Div % rows (educational total, not annualised return).
Educational data only. Past dividend history does not guarantee future returns. Always verify official notices from the issue manager before investing.
Note: Some newer schemes show no dividend records yet. That usually means they are early in life or have not declared a distribution for the recorded years — not that they are “invalid.”
1) NIBL Sahabhagita Fund — Issue Manager: NIBL Ace Capital
NIBL Sahabhagita Fund is the first Open-ended mutual fund (SIP Scheme) in Nepal. It’s one of the most popular names in the SIP market in Nepal. This is because it has a longer open-ended track record than many newer SIP Schemes.
Managed by NIMB Ace Capital (Formerly, NIBL Ace Capital), this fund is a reference point for many SIP investors who believe SIP returns are not consistent and predictable.
| Fiscal Year | Date | Cash | Div % | Bonus | NAV | Remark |
|---|---|---|---|---|---|---|
| FY 2081/82 | July 21, 2025 | — | 7.00% | — | रू 10.67 | — |
| FY 2080/81 | August 14, 2024 | — | 25.00% | — | रू 10.42 | — |
| FY 2079/80 | July 25, 2023 | — | 4.00% | — | रू 10.53 | — |
| FY 2078/79 | August 25, 2022 | — | 7.20% | — | रू 10.35 | — |
| FY 2077/78 | July 29, 2021 | — | 50.00% | — | रू 11.2 | A massive bull market year |
| FY 2076/77 | August 7, 2020 | — | 8.25% | — | रू 11.07 | — |
How to read this table
- Fiscal Year — Nepali FY label (e.g. FY 2081/82).
- Div % — Declared dividend percentage for that event.
- Bonus — Bonus units / bonus percentage, if any.
- NAV — Net Asset Value around the dividend period.
- Total Div % — Sum of recorded Div % rows (educational total, not annualised return).
Educational data only. Past dividend history does not guarantee future returns. Always verify official notices from the issue manager before investing.
Recorded dividend pattern: distributions appear across multiple fiscal years, including FY 2076/77 (about 8.25%), FY 2077/78 (about 50% — a standout bull-market-linked year), FY 2078/79 (about 7.20%), FY 2079/80 (about 4%), FY 2080/81 (about 25%), and FY 2081/82 (about 7%), with NAV context varying by year. That swing itself teaches a lesson: one high year does not lock the next year.
2) Nabil Flexi Cap Fund — Issue Manager: Nabil Invest / Nabil Investment Banking
Nabil Flexi Cap Fund is one of the most popular mutual fund offered by Nabil Investment Banking (A Subsidy of Nabil Bank Limited). Investment Banking Investors following SIP dividend history in Nepal often check this scheme because Nabil is a familiar banking brand and the fund is positioned for flexi-cap style open-ended investing via SIP.
Recorded dividend pattern (educational summary): FY 2080/81 around 5%, and FY 2081/82 around 9%, with NAV context near the low-to-mid रू 10 range in those recorded points. Always confirm the latest notice on the official Nabil Invest channels.
3) NI 31 — Issue Manager: Nabil Investment Banking
NI31 is another balanced fund offered by Nabil Investment Banking. With the fund sponsored by Nabil Bank, this SIP scheme is one of the most popular among other SIPs. This NI31 (Nabil Investment 31) is a mixed fund with investments made in a total of 31 companies of NEPSE to provide balance and the best return.
[Embed plugin: NI 31 dividend history table]
4) NIC Asia Dynamic Debt Fund (NADDF) — Issue Manager: NIC Asia Capital
NIC Asia Capital manages NIC Asia Dynamic Debt Fund. It’s the subsidiary of NIC Asia Bank and also the fund sponsor of this SIP Scheme. This debt-oriented open-ended scheme is highly stable, giving moderate but similar returns without caring about market conditions and NEPSE. Because in such schemes, the risk and return drivers are not the same.
Recorded dividend pattern (educational summary): multiple years with declarations around 10% (FY 2077/78), 6% (FY 2078/79), 10% (FY 2079/80), 10% (FY 2080/81), and about 5.55% (FY 2081/82), with NAV context generally around the रू 10–11 zone in those records. Category risk still matters — “debt” is not a synonym for “zero risk.”
[Embed plugin: NIC Asia Dynamic Debt Fund dividend history table]
5) NMB Saral Bachat Fund – E (NMBSBFE) — Issue Manager: NMB Capital
While getting clear information about SIP Dividend History in Nepal, we should not miss the NMB Saral Bachat Fund-E, managed by NMB Capital and a subsidiary of NMB Bank Limited.
It’s one among the most subscribed SIPs in Nepal. Also, it’s an equity-oriented growth SIP Scheme that invests mainly in stocks, targeting undervalued and mispriced stocks for long-term capital gains.
Recorded dividend pattern (educational summary): FY 2079/80 around 12.50%, FY 2080/81 around 13%, and FY 2081/82 around 4.27%, with NAV figures moving across those years (including records below and above रू 10). This is a good example of why you should read Div % and NAV together.
6) Kumari Sunaulo Lagani Yojana (KSLY) — Issue Manager: Kumari Capital
Kumari Capital manages Kumari Sunaulo Lagani Yojana (KSLY). So, for investors looking for the SIP bonus history in Nepal and cash dividend history side by side, KSLY is one of the named open-ended SIP schemes to follow through official notices.
Like NMB Saral Bachat Fund-E SIP Scheme, it also focuses heavily on equity investments, pooling capital from a lot of investors to invest it in a diversified portfolio.
Recorded dividend pattern (educational summary): FY 2079/80 around 6% and FY 2080/81 around 10.50%, with NAV context around रू 10.5–10.9 in those recorded rows.
7) Shubha Laxmi Kosh (SLK) — Issue Manager: Laxmi Sunrise Capital
Shubha Laxmi Kosh (SLK) is another equity-oriented mutual fund in Nepal offered by Laxmi Sunrise Capital as an issue manager. The fund for this scheme is managed by Laxmi Sunrise Bank (A parent company of Laxmi Sunrise Capital).
Investors watching SIP dividend history in Nepal often include SLK when comparing newer open-ended distributions and their possibilities in the near future. Also, as per Laxmi Sunrise Capital, this scheme holds a small allocation of defensive assets by primarily focusing on capital growth through the Nepalese Stock Market.
Recorded dividend pattern (educational summary): FY 2079/80 around 10.50% and FY 2081/82 around 16%, with NAV context near रू 10.5 to रू 11.5 at those points. If any row looks incomplete on a tracker, verify against the manager’s notice before you rely on it.
8) Siddhartha Systematic Investment Scheme (SSIS) — Issue Manager: Siddhartha Capital
Siddhartha Systematic Investment Scheme (SSIS) is an equity-based open-ended mutual fund in Nepal. By nature, it’s an equity-driven scheme, so the main philosophy of this scheme is to maintain a high exposure to equity markets. The capital collected by selling SIP units is heavily invested in shares of listed companies in NEPSE.
Recorded dividend pattern (educational summary): FY 2080/81 around 5% and FY 2081/82 around 8.50%, with NAV context around रू 10.3–10.7 in those records.
9) Machhapuchchhre SIP Yojana (MSIP) — Issue Manager: Machhapuchchhre Capital
Machhapuchchhre SIP Yojana (MSIP) is also an equity-oriented mutual fund offered by Machhapuchhre Capital. As per the issue manager, more than 85% of the capital is heavily invested in the NEPSE equity market.
As of now, the issue manager has not declared any dividend history on this scheme.
10) Prabhu Systematic Investment Scheme (PSIS) — Issue Manager: Prabhu Capital
Prabhu Capital manages Prabhu Systematic Investment Scheme (PSIS). Like some other newer open-ended SIP schemes, the educational tracker currently shows no dividend records yet.
11) Sanima Flexi Fund — Issue Manager: Sanima Capital
Sanima Flexi Fund is the new name in the SIP Market. It’s the latest open-ended mutual fund SIP Scheme offered by Sanima Capital. It is part of the open-ended SIP scheme set investors review when they compare flexi-style funds. The current educational dataset shows no dividend records yet. You can follow Sanima Capital’s official announcements for the first verified declaration before you assume a payout pattern.
12) NIC ASIA Equity Linked Investment Scheme (ELIS) — Issue Manager: NIC Asia Capital
Equity Linked Investment Scheme (ELIS) is the latest and first SIP in Nepal to introduce SIP Installments from Rs 500 per month (bypassing the standard of Rs 1000/months). It is the second open-ended Mutual fund scheme offered by NIC Asia Capital.
In this ELIS, the investors can start a SIP journey just by Rs 500 as a monthly installment. Like other major SIP schemes, this SIP is also based on equity orientation. As of now, this SIP scheme has no dividend history.
Issue managers at a glance
Get a quick overview of all SIP schemes in Nepal by issue manager:
- NIBL Ace Capital (NIMB Ace Capital) — NIBL Sahabhagita Fund
- Nabil Investment Banking / Nabil Invest — Nabil Flexi Cap Fund; NI 31
- NIC Asia Capital — NIC Asia Dynamic Debt Fund; NIC ASIA Equity Linked Investment Scheme (ELIS)
- NMB Capital — NMB Saral Bachat Fund – E
- Kumari Capital — Kumari Sunaulo Lagani Yojana (KSLY)
- Laxmi Sunrise Capital — Shubha Laxmi Kosh (SLK)
- Siddhartha Capital — Siddhartha Systematic Investment Scheme (SSIS)
- Machhapuchchhre Capital — Machhapuchchhre SIP Yojana (MSIP)
- Prabhu Capital — Prabhu Systematic Investment Scheme (PSIS)
- Sanima Capital — Sanima Flexi Fund
How dividends affect your SIP units and NAV
When the issue manager declares the dividend, you may receive it as money or reinvest to buy additional units of the mutual fund. Depending upon your dividend payout strategy (either Dividend payout as cash/money or reinvestment), the issue manager distributes it to the investor like you.
NAV often drops around the distribution logic of the returns on your Investment in SIP. When bonus units of an open-ended mutual fund are issued, this will increase the count/number of units of your SIP, and NAV is adjusted in line with the scheme’s rules. This is why SIP bonus history in Nepal should be read as a unit-structure event, but not only as “extra profit text.”
So, if your goal is long-term compounding of units, then it’s the best and only way to go with the reinvestment plan (enable dividend reinvestment plan). But if your goal is occasional cash, then set the dividend payout as cash from the issue manager user’s dashboard (while registering, for SIP or even now).
Practical way for investing after knowing the SIP Schemes
- Start with the scheme you already hold or are researching
- Read multi-year Div % — not only the latest year
- Compare with NAV context
- Verify the same event on the official issue manager notice
- Use our SIP Calculator for planning scenarios (assumed returns are inputs, not promises)
- Use Mutual Funds / Compare Funds pages for educational scheme context
FAQs on SIP dividend history in Nepal
No, a high dividend distribution by the issue manager doesn’t mean that the SIP is best. This is because the higher dividend may come with market conditions that may not be the same all the time. Weak NAV progress may offset the attractive returns. So, set the goal as per your need to get the best.
Many open-ended schemes in Nepal discuss distributions around the start of the new fiscal year to distribute the dividend of the previous year. But timing and percentage are not fixed like bank loan and deposit interest rates. Some years may have lower payouts or no recorded payout in a tracker.
Distribution is generally linked to units held and scheme rules for eligible unitholders — not to whether you entered through SIP installments or lumpsum—your unit balance at the relevant dates matters.
Because they are new, or no verified distribution has been recorded yet for the years tracked. Empty history is honest data — not a reason to invent figures.
Disclaimer
This article is for educational purposes. I am Basanta Limbu, creator of SIPNP (sipnp.com). I am not providing personalized investment advice, and I do not manage your money.
Remember, investing in Mutual fund investments is subject to market risks. So, the past SIP dividend history, bonus history, or NAV levels do not guarantee future returns.
So, confirm every figure with the relevant issue manager and SEBON-regulated disclosures before you invest. For advice about your personal situation, consult a qualified professional or investigate yourself for your financial decisions.
If you find an error in any record on SIPNP, email classytechstudio@gmail.com with the scheme name, fiscal year, and official source link. I correct educational data myself.
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